PATIENT RESOURCES
Frequently Asked Insurance Questions
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A deductible is the amount you need to pay for healthcare services before your insurance starts covering your medical expenses.
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For example, if your insurance plan has a $500 deductible and you receive a $600 medical bill, you would pay the first $500. After that, your insurance would cover the remaining balance.
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A copay is the fixed amount you pay for a specific service before your insurance covers the rest.
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For example, if your insurance plan requires a $30 copay for a medical visit, you must pay that amount first, and then your insurance will cover the remaining cost.